Why Your Child Suddenly Doesn't Like School

So you are excited and nervous, next year your child will be going to Kindergarten! However, when you talked to him or her they tell you, "Mommy and Daddy I don't want to go to school!"

What happened? Wasn't it just a few months ago they said they wanted to go to school? The tips preceding this will help you find out why the change in attitude and what you need to do to get them excited again about school.

Did you change daycares or caretakers? Sometimes when you change the child's environment the people around them may not be enriching your child's mind or encouraging him or her when they make strides in their development. Is there a bigger child bullying him or her? Are their children making fun of them? Is he or she spending a lot of time playing alone? Find out what is going on at their pre-school.

Have you recently divorced or separated from the child's mother or father? If so, he or she may not want to go through another separation by being apart from you. Going to school may make them feel as if he or she is alone. Talk with your child's teacher about what you have noticed with your son or daughter. He or she may have some great ideas to help you with your child's behavior.

Are there negative images, people, places, or things around your child? Television, radio, and music can play a significant part in how a child views his or her world. Pay close attention whether what they are seeing or hearing is affecting their behavior.

Do they have a bedtime schedule? As crazy as it may seem, not getting enough sleep can make anyone's behavior distorted. He or she may have had bad dreams; for example, about other children, riding a school bus, or sitting in a classroom.

Have you recently had a new baby? Sibling jealousy is very real. Preschoolers can be envious of newborns. They may do or say negative things to get attention.

Has someone recently become ill or died? Depending on how close they were to the family member or friend, they may not want to attend school because they fear that you will leave them too.

Once you have determined why your child has had a change of heart about attending school, make a list of things you can do to make school fun again. Think of things you did or didn't do to promote education. Did you read to your child? Take them to fun places where other children were present? Did you let them visit a school? Show fun videotapes on going to school? When your child talks or hears about school, does your family say positive things about it?

Everyone will need to be a part of this intervention to get your child to like school again. Find workbooks, coloring books, and crafts that will promote early learning. Don't stop encouraging your child to want to learn, and interact with other children. However, if school is nearing and you have done everything consistently and got others involved to encourage your child, you may want to have he or she see a child therapist. They may be able to uncover some things happening with your child that you may have overlooked.

For more work by Nicholl McGuire, see http://whenmotherscry.blogspot.com 

Financial Mistakes that Could Ruin Your Child's College Experience

Whether a child is the first to attend college in the family or the 41st, there is one major area in his or her life that will be dramatically affected by what parents say or do. This life experience involves how your child deals with his or her finances while attending college. Without effective parental planning, wisdom, patience, and most of all money, your child will most likely not complete college for reasons other than being unmotivated, distracted, or disinterested and they will have you to blame.

The following financial tips have been provided based on reasons why some people leave college and to help you evaluate what you have been saying or doing that may be causing more harm than good.

The worst mistake many parents do is send their children off to college without a college savings plan, sufficient grants and scholarships to help foot the bill, and no financial contribution from the family. Why encourage the child to go to a four-year university that you know you can't afford?

Parents will also make the mistake of not bothering to research other schooling that may be more affordable for all. Although college is a great choice it is not the only choice. There are trade and business schools that have programs that complete in months rather than years. Know where they are, how much they cost, programs offered, and whether your son and daughter would be willing to attend one of them. If he or she isn't paying for college, they may not have a choice.

Co-signing on loans has put a strain on many relationships between parents and children. Why allow them to take out loans knowing you nor they won't be able to pay even the minimum for a while. Deferring the loans also known as temporarily stopping payment until he or she can pay only allows the loan to accrue interest.

What about opening a credit card account for your child? If it isn't absolutely necessary, don't do it. Instead, purchase a debit card for him or her that gives you greater control over their finances until they show they are responsible. Although they can still open a credit card account on their own, be sure you remind them what will happen if they don't meet the payments each month. Talk to them about their credit report, credit score, and how it affects their future purchases. Show them how to use credit cards to build income like starting their own business, buying property or investing in mutual funds. When you encourage your child to use credit cards to pay for groceries, entertainment, rent, books, and transportation, you are teaching them that everything is an emergency no matter how small.

The time will come that you will grow tired of sending them money and will want them to get a job. If you want them to work while attending college, be prepared for them to reduce the amount of classes they take. It is rare for a college student to work a college work-study, a full time job, and carry a full time credit load, most often there just isn't enough time in the day to do it all. If you know that you don't have any intention of helping your child with their bills while attending college, then at least keep your eyes open for employers in your area hiring. Review his or her cover letter and resume while providing suggestions. Send them a book of stamps or offer to mail their resume to employers.

Withholding money to get your children to behave may have worked when he or she was a teenager, but for the young adult it can only aid in bitter feelings. Find another way to send a message that you want him or her to straighten up when they are failing classes such as being silent. Your silence will make them feel you are disappointed in them and they will either respect how you feel and see that they get their work done. You may want to reduce the money you send, but don't cut them off completely. You don't want them to blame you for not being able to purchase a book they needed for class.

When you haven't been the best example with your finances, you can't expect your children to do better than you. Rather be candid with the mistakes you made and show them what they are doing that is causing problems now and in the future with regard to their finances. Be a fortuneteller and provide them with a crystal ball of what their future holds.

Why do parents expect their children to acknowledge family holidays even though they know their children have no money? Don't put that kind of pressure on them when you know that you are barely giving them enough money to buy their personal products. Tell them you don't expect them to buy anything during holidays.

Parents will expect their children to use their financial aid money for their basic needs, rather than tell them to save it and use that to make future payments on their tuition and/or books. What's even worse, some parents expect children to send some of their financial aid money to them.

You busy college student will need for you to make the time to teach them how to manage their finances. Don't do this until you have your own financial situation together. Remember to seek professional advice for matters you don't understand.

For more articles by Nicholl McGuire, Click Here!

Tips Of Positive Parenting Skills - Parenting Guidelines For Single Mothers

Raising children as a single mother is a challenge. There are moments when you find that your life is in complete disarray and your house is in complete chaos. This is the time when you feel that you lack essential parenting tips as a single mother. It is better to have such arsenal at your disposal before you land in such a situation.

There are numerous ways to deal with various age groups. Confronting strategies for toddlers differ with those for teenagers. Your 16 year old boy is likely to make fun of you if he is told to spend some time in a thinking chair as he is being obstinate, stubborn and aggressive. On the other hand a few minutes time out will do wonders while tackling a 4 year old. So to be successful as a single mother you should have a set of parenting tips for each group.

Material regarding good parenting skills is widely available. A number of genuine and self proclaimed specialists are also around. A list of websites, books and other means in this aspect would probably require paragraphs. To make your life easy I would mention a few here. You can start with a library or a book shop. Single moms bringing up toddlers and smaller children will really benefit from the Parents Magazine. Unfortunately the major content in Parents Magazine is aimed at married parents. Among the various books available, you should go through at least a couple of them. Those who like Dr. Fan will recommend you his books. Dr. Terry Brazelton is an authority on child behavior. He is a father as well as a pediatrician. Even though a number of his books may be out of date, the attitude of babies and other children has remained the same since long. Last of all "The Well Trained Mind" is a good choice for those who want to train their children early.

A number of websites and organizations are available to assist single mothers with parenting tips. A renowned group is Parents without partners. They provide a wide range of information for single mothers. In the UK similar information is available on gingerbread. Early Start and Head Start Programs deliver the same services in the USA. You may not be eligible for their preschool assistance, but you can participate in courses and seminars which they conduct on positive parenting. Last of all you can look for topics like single parenting and single mothers through any search engine on the internet and get the required information. So if you are a single mother in search of parenting tips now you know where and how to get the required information.

If you require some parenting tips just now I can give you a few basics. As an adult you should be in control. Keep yourself composed all the time. This may not be easy, particularly when you find green finger paint all over your kitchen. The moment you become angry and irritable, you lose your composure. Such a situation may make your little child scared. To be successful always be composed and exercise control over your voice and actions.

Discover ways to get help from single parenting support group and resource on single mother support when you visit http://www.singleparentingfordummy.com, the online single parenting support resources for dummy

Sound Advice To Help You Save Now For Your Childs Education Using An Education IRA!

This investment retirement account (IRA) is useful to you as an investor to understand because it may be a good way for you to save for your kid’s education AND save on taxes. These plans are now called Coverdell Education Savings Accounts in honor of the late U.S. Sen. Paul Coverdell. Individuals can make annual contributions of up to $2,000 per child into an account that's exclusively for helping to pay higher education costs. The money contributed to a Coverdell account doesn't count against the $3,000 ($3,500 if 50 and older) annual total individuals may contribute to their combined personal individual IRAs.

The earnings and withdrawals from a Coverdell account are tax-free, but you can't deduct the contributions from your income tax because the account is for the benefit of the child, not the contributor. This is great for parents who are good savers and investors who want to make an annual tax-saving contribution that they can invest in the stock market toward the education of a studious and responsible child. In addition, if your child received a Coverdell ESA distribution, you now can also claim Hope Scholarship or Lifetime Learning credits. Just make sure you don't use Coverdell money to pay for the same expenses you use to claim an education credit.

The beneficiary (your child) of the education IRA must withdraw the funds by age 30 if they don’t go to college and pay taxes and penalties on it. However, the account can be transferred to a sibling or the beneficiary's child if they don’t pursue a higher academic degree or use it all.

Once you have the account open you can use the stock market to help finance your child’s education selling the stock at a high price after you have bought it at a low price using the techniques that I teach you in my course “The Blue-Collar Base Bonanza – What the insiders [definitely] don’t want you to know!”.

About the Author
Dr. Scott Brown, Ph.D., the Wallet Doctor, is a successful investor. Dr. Brown holds a Ph.D. in finance. The Wallet Doctor is sought after for investment advice and coaching. For more information visit Dr. Brown’s site at http://www.BonanzaBase.com or sign up for his investment tips at http://www.WalletDoctor.com

Child Sexual Abuse - Signs And Symptoms

Sexual abuse has affected millions of children throughout the world. Child sexual abuse is defined as: An adult using a child for sexual purposes. This can be in the form of child pornography, submitting children to look at pornography, fondling, touching, kissing, sodomy, exposing oneself to a child, rape, oral sex, intercourse, or having the child touch the adult. All children will react differently to this type of trauma. There is no one single identifiable sign or symptom that all children will have. They may have very subtle symptoms or they may have very pronounced symptoms. I have gathered a list of symptoms that children of sexual abuse are often seen to have.

Bedwetting (after being potty trained)

Waking up in the night screaming, nightmares or other sleeping problems

Showing an unusual fear of certain people, places or things

A reluctance to be with a certain person

Loss of appetite or trouble eating

Fear of the bathroom

Excessive crying

Mood changes, anger outbursts or withdrawal or fear

Becomes worried when clothing is removed

Wearing layers of clothing

Age inappropriate knowledge of sex

Imitating sexual acts with other children or toys, such as dolls

Withdrawing from activities they used to be involved in

Difficulty walking or sitting

Complains of pain with urination or bowel movement

Bleeding from the genital area or anus

Academic problems

Lowered self esteem

Symptoms of PTSD such as panic attacks

Somatic complaints

Regression of behavior

Having new words for private body parts

Excessive masturbation

These are all symptoms of child sexual abuse. One common feeling I have found in working with children and adolescents, is guilt. Children usually feel guilt over the abuse that occurred. It is important to remember that under no circumstance is a child ever responsible for what happened to them. It is crucial that “re- victimization” does not happen. Some ways a child can be re- victimized is by saying to the child:

“Uncle Joey, or Grandpa Bob would never do that to you, why are you lying?”

“It couldn’t of been that bad, or you would have told me sooner”

Child sexual abuse victims usually carry this trauma with them for the rest of their lives. Some children as they begin to get older will start using drugs, get into relationships with others who are abusive, see themselves as “damaged goods” and begin acting out sexually. Engage is self mutilation, such as cutting behaviors. Some children gain weight or don’t take care of themselves so they look “unattractive” to others.

There is hope. Finding the proper treatment for past trauma can be influential on how they cope with this as an adult. Rape crisis centers are usually available in most states. There is also a national rape crisis center. They are a full service agency that addresses prevention, education, crisis intervention, counseling and advocacy. They work with both children and adults. There is also a 24 hour hotline available at the national rape crisis center, for parents or victims of sexual abuse.

About the Author
Wendy McLellan is a licensed mental health and substance abuse counselor, with more than sixteen years of experience. She has recently devoted time to the efforts of http://www.safecomputerkids.com in their goal to provide parental internet safety tools and resources to the public.