Nicholl, blogger and author of When Mothers Cry has uploaded book excerpts at Chirbit about her motherhood experiences. If you haven't heard them yet, feel free by clicking the following link.
Chirbit Nicholl McGuire ( nichollmcguire ) - Record, Upload and Share Audio Easily - Social Audio
Nicholl's book is available here.
Check out book excerpts of When Mothers Cry by Nicholl McGuire
Nicholl, blogger and author of When Mothers Cry has uploaded book excerpts at Chirbit about her motherhood experiences. If you haven't heard them yet, feel free by clicking the following link.
Chirbit Nicholl McGuire ( nichollmcguire ) - Record, Upload and Share Audio Easily - Social Audio
Nicholl's book is available here.
Chirbit Nicholl McGuire ( nichollmcguire ) - Record, Upload and Share Audio Easily - Social Audio
Nicholl's book is available here.
TV Programming: Parenting Tips by Nicholl McGuire - YouTube
"Oh that's not so bad. She doesn't know what she is looking at. They learn about this stuff in school. What's the big deal? What's with all the fuss about the TV?" If you are the rules enforcer in your home, then you may have heard a comment or two from someone who loves TV (and video games) sometimes more than the family. You have every right to be concerned. Teach the children right from wrong even if adults don't seem to understand or feel that they should be cautious about what they are viewing around the children.
TV Programming: Parenting Tips by Nicholl McGuire - YouTube
TV Programming: Parenting Tips by Nicholl McGuire - YouTube
Never too young to do chores. 3 and 4 years old - YouTube
They have to live with you too, the children. Why not put them to work? Chores need to be done. Things need to be organized.
Find small tasks, treat them like you expect to be treated when you do nice things for those at your workplace, and when everyone does what is asked of them, treat them to a dessert or a park visit. One problem solved, now how many more to go?
Never too young to do chores. 3 and 4 years old - YouTube
Find small tasks, treat them like you expect to be treated when you do nice things for those at your workplace, and when everyone does what is asked of them, treat them to a dessert or a park visit. One problem solved, now how many more to go?
Never too young to do chores. 3 and 4 years old - YouTube
Unexpected Children Expenses
This past year I did something different when it came to saving money for the children's immediate expenses. I chose to put coins and dollars aside from shopping trips; rather than give them money every time a holiday or a request was made. Instead, I added the money to separate accounts I had made for them in the past. Once an unexpected need came up, I took from that money rather than from bill money.
Those unexpected expenses were not the large kind, just those little annoyances. Like the event in school, the needed school supply, or some thing that suddenly came out of nowhere like some needed tutoring materials. Talk about save for a rainy day. By cutting down on the gifts during the holiday season, rewarding less (that too was breaking the budget) and turning the children down on many unnecessary requests, money was being saved for those unexpected expenses. I can tell you that for far too many years I had been worried over not being able to get certain things for household, children and me, because I spent every dollar up on something that I or they only wanted, but didn't really need.
Consider saving some money for yourself too, but for wise future decisions. Those unexpected expenses can come out of nowhere for you too! Turn yourself down sometimes when you find yourself just wanting another bottle of perfume, lipstick, household gadget, or fast food meal. Save that money for the pressing need that will come later, and trust me, it will come most likely sooner than later!
So if you haven't done something like this already for the children, here's a simple to-do list:
1. Visit a site like Ing Direct and make separate savings accounts for the children.
2. Name the accounts.
3. Have an automatic deduction each month go into each account from your main checking account or some other account.
4. Take change from store visits and put away in a place that doesn't advertise that you have money (ie. change jar, envelope).
5. Add cash once a month to your change jar. This way you have cash on hand as well as monies in the bank for those unexpected expenses.
6. Consider putting a set amount of money on a pre-paid card for older children.
ADDITIONAL THINGS TO CONSIDER:
7. Teach children to give at least a dollar away to a non-profit group or someone in need.
8. Allow children to handle their own money when they show they are responsible. However, limit responding to their requests for more money.
9. Set up a chore list.
10. Find other ways to reward them for helping out and doing well in school that doesn't break your budget.
Nicholl McGuire Author of When Mothers Cry
Those unexpected expenses were not the large kind, just those little annoyances. Like the event in school, the needed school supply, or some thing that suddenly came out of nowhere like some needed tutoring materials. Talk about save for a rainy day. By cutting down on the gifts during the holiday season, rewarding less (that too was breaking the budget) and turning the children down on many unnecessary requests, money was being saved for those unexpected expenses. I can tell you that for far too many years I had been worried over not being able to get certain things for household, children and me, because I spent every dollar up on something that I or they only wanted, but didn't really need.
Consider saving some money for yourself too, but for wise future decisions. Those unexpected expenses can come out of nowhere for you too! Turn yourself down sometimes when you find yourself just wanting another bottle of perfume, lipstick, household gadget, or fast food meal. Save that money for the pressing need that will come later, and trust me, it will come most likely sooner than later!
So if you haven't done something like this already for the children, here's a simple to-do list:
1. Visit a site like Ing Direct and make separate savings accounts for the children.
2. Name the accounts.
3. Have an automatic deduction each month go into each account from your main checking account or some other account.
4. Take change from store visits and put away in a place that doesn't advertise that you have money (ie. change jar, envelope).
5. Add cash once a month to your change jar. This way you have cash on hand as well as monies in the bank for those unexpected expenses.
6. Consider putting a set amount of money on a pre-paid card for older children.
ADDITIONAL THINGS TO CONSIDER:
7. Teach children to give at least a dollar away to a non-profit group or someone in need.
8. Allow children to handle their own money when they show they are responsible. However, limit responding to their requests for more money.
9. Set up a chore list.
10. Find other ways to reward them for helping out and doing well in school that doesn't break your budget.
Nicholl McGuire Author of When Mothers Cry
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