Looking for pre-owned baby items?

Currently, we are selling some items to help new moms on eBay if you know someone who could use a few things, feel free to bid for them. The prices are low. Go to the following link: http://tinyurl.com/55mhhp

Thanks in advance if you should make a purchase.
Nicholl McGuire

Wholesale Men's, Women's & Children's Apparel & Clothing For Ebay

eBay has long been known as the top online auction site. One of the leading categories for eBay auctions would be clothing and apparel for the following popular categories; children's, men's and women's.

Many people have wanted to capitalize on the potential that eBay offers selling clothing online through eBay, however they haven't found a good supplier or wholesaler to do so. Many people first start by cleaning out their clothes from their dressers and closets only to run out of things to sell. Sure another option would be to start venturing out to garage sales to obtain products, however with gas prices lately this is becoming an ineffective method.

We have come to realize that the best method is to find companies that sell wholesale apparel and wholesale clothing in bulk at large discounts. Ultimately you want to become an efficient eBay seller, and finding a wholesaler will give you the opportunity to buy quality items at great discounts. Another great thing about buying wholesale men's, women's and children's clothes is that you can get items that are brand new for garage sale prices (or even lower).

Imagine buying a lot of 100 brand name as well as brand new items for less than 1 or 2 dollars per item. This is entirely possible and smart eBay sellers have been capitalizing on this sort of thing for years, and succeeding doing it! One of the troubles is that finding a good and reliable source is not always easy. We recommend that you search Google, yahoo or MSN for the following terms; wholesale apparel, wholesale clothing, wholesale clothes, wholesale men's apparel, wholesale women's apparel, etc. (you get the idea)

With the vast selection available on the internet and the numerous supply of clothing vendors, it is only a matter of time before you land on your own appropriate and quality source!

Some people wonder how those top power eBay sellers can sell thousands of items a month. Well, there are some great tools available for you to accomplish this, a free one is eBay's turbo lister. Additionally if you really want to sell tons of items on eBay, you must be able to purchase easily and in bulk to meet the demand for your listings. Therefore buying a wholesale lot or wholesale pallet of clothing is a great idea. These lots and pallets usually include a variety of identical items that can save you time in preparing eBay ads!

Additionally, when selling on eBay you must understand that your product name must include major key terms in the product title or product name itself. This is how eBay places you to the top of the rankings. Below you will find a great resource for wholesale mens clothing, childrens apparel and women's clothes.

Joel McLaughlin
RhinoMart Publisher

Rhinomart offers wholesale men's, women's and children's apparel. They also offer ebay wholesale clothing lots & clothes pallets at http://www.rhinomart.com

Article Source: http://EzineArticles.com/?expert=Joel_D_Mclaughlin

Buying Baby Clothes At A Discount

Dressing your little darling doesn’t have to cost a fortune

It is no secret that having and providing for a new baby is an expensive job. With the expense of those all-important early doctor’s visits, necessary items for the nursery, and the rising prices of formula, diapers, and various infant accessories, it seems a wonder that anyone can afford to reproduce anymore. While it’s difficult to argue in favor of cutting corners when it comes to your baby, there are a few ways that you can save money on some of your baby related purchases. Baby clothes and layette needs are fortunately one area where you can afford to save a few bucks without diminishing the level of comfort and care that your little Nick or Jessica receives.

Secondhand Baby Clothes

This is a sore spot for some parents and not without good reason. The thought of putting “used” clothing on your baby can come with numerous unspoken horrors and various levels of mental anguish. After all, how do you know where that used Onesie has been? Fortunately, concerned parents can rest their minds easily and put aside the fears associated with purchasing secondhand baby wear by following a few bits of common sense. Used infant attire should only be purchased from a reputable source. A thrift store like those run by the Salvation Army or a good secondhand store that specializes in baby goods (Other Mothers is a particularly good chain in the Western United States) can be considered safe sources since they make a point of sterilizing such items before offering them for resale. Avoid purchasing any items for a baby from a garage sale or “flea market” unless you know the seller personally and even then do so with caution. Any secondhand baby items you do obtain – even those given to you by friends or family members – should be washed thoroughly before you ever put them on your child.

Shopping Online

The internet has been doing wonders for people’s wallets for years. In almost every case items that you can purchase in a local store can be found online for less. Baby clothes are no exception and there are literally hundreds of e-commerce web sites that will be more than happy to sell you everything you need for your baby’s layette and wardrobe at a considerable savings compared to what you’ll pay at the local Babies ‘R’ Us store. In addition to baby clothing, almost every other conceivable baby need can be met online for less. In many cases you can get free shipping as well. The web won’t save you from the occasional midnight run to the local 24 hour grocer or Wal-Mart for emergency diapers or formula, but it’s a veritable hero in most other regards.

Other options for saving money on baby clothes and accessories do exist, and most are fairly common sense approaches. Buying infant wear from Kmart, Target or Wal-Mart is certainly going to cost you less than shopping at Dillards, JC Penney, or Sak’s, for example, as will choosing off brand or no-name items instead of Baby Dior and Weebok’s. Babies cost enough money as it is, there’s no reason not to put a little green back in your pocket now by saving on baby clothes when you know you’ll be shelling it out for braces and piano lessons later in life.

About the Author
Kirsten Hawkins is a dog lover and animal expert from Nashville, TN. Visit http://www.doghealth411.com/ for more information on dog health, the care of dogs, and dog travel.

Baby Toys: The Best Choices for Baby’s Development

Toys do more than just keep babies entertained – they’re extremely important for their mental, physical, intellectual and social development. They are the tools that teach baby about their world and their place in it. They add excitement to learning about life, how things work and how to get along with others. Good toys will give your little one the motivation to play and develop basic skills.

This article provides suggestions on choosing age appropriate toys and activities during baby’s first year. Following these guidelines will help you be continually expanding baby’s horizons and encouraging healthy development.

During the First 3 Months

For the first few months babies do little more than sleep and eat. In fact some sleep as much as 20 hours a day! Make the most of the time they’re awake by choosing toys and nursery accessories that stimulate them and encourage them to use their developing senses.

When playing with a newborn, remember that they see best when objects are about eight inches away from their face. Make sure they can see you by leaning in when talking to them and holding toys close.

At this stage introduce…

- A Mobile: Scientific research has shown that babies who are given appropriate stimulation show sustained developmental advantages over babies in less stimulating environments. Although they won’t be able to focus on the specific shapes hanging from the mobile, babies are fascinated by the movement of a mobile and it encourages skills such as pattern recognition, eye/hand coordination, gross motor activity, and a sense of object permanence. Choose one that plays music and it will do double duty!

- Music: From the time they’re born, babies can hear high pitched noises and are soothed by low pitched noises. Numerous studies have concluded that playing music to babies in the womb and in the early years helps build the neural bridges along which thoughts and information travel. It's known as the Mozart Effect, a theory which is credited with boosting IQ, improving health, strengthening family ties and even producing the occasional child prodigy. It has also been shown that music can also stimulate the brain's alpha waves, creating a feeling of calm.

- Simple Toys: Experts agree that babies get a great deal out of the toys that they can amuse themselves with. They learn many different things through their senses at this time, and through their senses, they discover their world. The most fascinating toys to a baby at this stage are those that make noise, or that use a lot of high contrast black and white, or bright colors such as red and yellow.

3 – 6 Months

By 3 months old baby has discovered her hands - and her mouth. Her fists will uncurl more and she’ll be able to start grasping. She may hold things for a moment and then lift them to her mouth to suck. Almost everything she grabs is likely to end up in her mouth.

During this stage babies also become much more aware of their environment. They respond to tickling, and other games you play with them. Now is the time to start introducing more interactive toys and activities that promote bonding and encourage baby to expand her boundaries.

At this stage introduce…

- Nursing Necklaces: At a few months of age babies start to pinch, and pull at mom during feeding. Nursing necklaces (also called breastfeeding necklaces) give baby something else to hold to prevent mom from being hurt. They also provide baby with visual and tactile stimulation that furthers cognitive development.

- Books: Baby is now able to focus on objects at different distances so it’s a good time to start reading to her. She’ll be able to see the pictures and words on the page and even at this young age will begin to associate words with sounds.

- Handheld Toys: Baby can now hold onto objects and wave them around. She’s also aware of the differences between her toys. Now is a good time to introduce different textures and sizes of toys that she can use by herself. She’ll love the independence and you’ll notice her hand eye co-ordination greatly improving.

- Varied Music: Now that baby is more aware of her surroundings, you’ll notice that sometimes she’ll prefer to listen to a gentle lullaby, while at other times she’ll want to hear more active music. Introduce a range of music at this stage so that she hears different musical instruments and tunes played at various speeds and volumes.

6 – 9 Months

By the time babies are six to nine months old, they are usually able to sit by themselves and are learning to crawl. Babies will also be learning fine motor skills, such as pinching and grasping objects with just two fingers. At this stage you’ll want to provide baby with a variety of toys to play with in all shapes and sizes to satisfy the growing curiosity and need to explore.

At this stage introduce…

- Reasoning Toys: Baby can now understand that an object is behind something and the idea of nesting objects. Encourage the use of reasoning skills with toys and games that make him think. Be sure to celebrate when he figures them out!

- Physical Development Toys: Encourage baby to use his body in new ways by providing toys that require him to move and stretch. Balls are great because you can make a game of rolling them back and forth, as are toys on wheels that move away from him so he’ll have to chase them.

- Bath Toys: Now that baby can sit up, he’ll begin to be more active during his bath. This is a great time to introduce water toys that encourage baby to learn about water. Squeaky ducks, cups to fill with water and empty again and anything else that is water safe and easy to hold can provide lots of entertainment.

9 – 12 Months

Babies at this stage like to make things happen - they enjoy pushing a button and hearing a song, or seeing something light up. Having the ability to interact with their surroundings is very exciting and once they find something they like, they do it over and over (and over!) again.

At this stage introduce…

- Interactive Toys: Babies can now interact with their toys in a way they weren’t able to before. Anything that responds in some way to baby’s actions or makes a noise will become fast favorites and will teach baby about cause and effect.

- Co-Ordination Enhancing Toys: Babies at this stage are very mobile and enjoy pushing and pulling items. Toys that require them to use their whole body are great for encouraging them to walk. Other favorite games will include stacking items and then knocking them over and filling up an item and then dumping its contents.

- Language Development Toys: Baby is now able to say simple words such as “no” and “dog”. Encourage his growing vocabulary with toys and games that develop language skills. Great options are toys that say words when a button is pushed or videos that focus on language development. Fabric or board books are also good because after reading the story you can give the book to baby to flip the pages and “read” it back to you.

- Role Playing Toys: They watch you and will want to start mimicking the things you do. Toys such as play telephones, brooms, shopping carts and steering wheels will be a big hit and will help baby explore the world of make believe.

Raising a well rounded child requires knowing what stage baby is at and introducing ways for them to grow and develop their minds and skills. Giving baby age appropriate toys will give him or her the best possible foundation for mental and personal growth.

About the Author
Jennifer Kirkpatrick is the owner of Pipsqueak Boutique, an online baby store
with a unique collection of baby essentials, gifts, toys, music and nursery items. For all the baby products mentioned in this article and so much more, visit

Baby Stroller Overviews

Superdad here, keeping you up to the minute on all things baby. I just got to go shopping for a new perambulation apparatus and was informed by the real power of the house that I needed to get the right kind of stroller.

The right kind of stroller?? It has wheels, you put the kid in it... what did she mean by kind of stroller?

How little did I know.

As it turns out, my survival instincts combined with my Superdad nature and I did a bit of research on strollers. Dads, listen up: there are TONS of different kinds of strollers out there. Save yourself some grief and check out what I found...

Regular or Standard Strollers: these strollers are what you see most of the time at the mall- not that Superdad spends a lot of time at the mall, but it's what you'd use there. It has a place for one kid to sit and maybe a little room underneath or behind for necessities- a few diapers, wipes, a bottle or two... that kind of thing.

But what if you need something for the flea market or church? Something for the back of the smaller car? This is when the Lightweight Stroller comes into play. Lightweight strollers are easily recognizable by their traditional umbrella handled push bars as well as how compact they can break down. Situations when you just need to get the kiddoes moved a very short distance or in a tight space usually warrant this kind of stroller. Generally, they weigh less, and take up less storage space but have fewer features than the others. Of all the types of strollers, the one you can't do without is the Lightweight Stroller.

So what if you have a newborn? You can't put a newborn in just any stroller; it's much smarter to opt for a Stroller Travel System. Stroller Travel Systems integrate car carriers into a medium weight stroller frame that is usually designed to grow with the child to a point. It's not unusual for these Stroller Travel Systems to stay in your home until your child is well into his toddler phase.

That covers most of the conventional stroller choices but there are a few others that you might have to consider if you fit the lifestyle:

Multiple Child Strollers, for those who didn't learn after having the first child. These come in just about every imaginable configuration from twins, to toddler plus twins, to quintuplets. They generally cost more than a normal model but you have to get those rascals around somehow.

Active Strollers are for those of us who would like to stay in shape- these strollers incorporate larger wheels and are designed for the kind of tough treatment you might expect when bringing baby out on the jogging trail or even behind your bike. Common features include hand brakes, larger tires, and lower centers of gravity.

Prams or Fashion Strollers- Remember those old Tom & Jerry cartoons with the stroller with the large wheels, the raised up sun bonnet, the shopping cart handle and the little tyke inside facing mommy? Well, a few things have changed besides the fact that Superdad is just as likely to be the one pushing but the basic design remains. Think of these strollers less as vehicles for moving the kids from A to B, but more of a mobile crib or travelling basinet.

That's it for today's Superdad report... you're now more than ready to get your new edition the right stroller.

I would check out http://www.babyearth.com/baby-strollers.html for Baby Strollers and other baby related products.

Article Source: http://EzineArticles.com/?expert=Jason_K_Brashear

Baby Car Seats

Your baby undoubtedly deserves nothing more than the most comfortable and safest car seats, but with the hundreds of choices that all seem to offer different features, how do you know which is best? Use this guide to help you decide.

The features you should look for in a car seat should change as your baby grows. You typically start with a rear-facing seat for an infant, and then progress to a forward-facing child seat for toddlers, and then to a booster seat for bigger children. Let us discuss what you should look for in each type.

Rear-facing seats are designed for infants under twelve months. Look for a seat that is big enough to support the baby’s head, neck, and spine. If your baby’s head goes higher than the top part of the seat, get a bigger size or graduate to a car seat designed for toddlers.

Choose a rear-facing seat with sturdy harnesses – the more support, the better. Five-point harness straps support the shoulders, hips, and the crotch, but can be quite restricting. There are three-point versions available, which adequately secure the baby’s shoulders and crotch. You may have to pay a few extra dollars for added features such as detachable bases that can be secured to your car, or adjustable bases, but these add-ons are more than worth it. Some models even have convertible seats, which are great if you have a big or a fast-growing baby.

Forward-facing car seats are needed when your baby is already a year old or older. Remember to install this seat on your back seat, not your front seat, because your airbags can injure your child or cause him or her to suffocate in the event of a collision.

Booster seats are for children ages four to six. These seats are designed much like adult car seats, with a seatbelt that supports both the rib cage and the hips. Fasten and adjust the belt just like you would your own seatbelt – the belt should go over the hips (not the tummy), and the strap should support the shoulder (not the neck).

Car Seats provides detailed information on Car Seats, Baby Car Seats, Dog Car Seats, Heated Car Seats and more. Car Seats is affiliated with Custom Car Seat Covers.

Article Source: http://EzineArticles.com/?expert=Max_Bellamy

You Don't Need a "Supernanny" to Be an Active Parent

The hot new reality TV show "Nanny 911" has been joined by a similar nanny-to-the-rescue show called "Supernanny." These shows depict families in which the children are extremely out of control, rebellious, spoiled or otherwise quite a handful. The nannies come in for a week (from sunrise to bedtime each day), helping the family get back on track by teaching the parents effective parenting skills and modeling these skills firsthand with the children.

I have to admit to having only seen one episode of "Nanny 911," but, speaking as a parenting educator, I was impressed. The nanny sent to the rescue knew her stuff. She taught the parents to set limits, how to discipline using logical consequences and how to be firm and calm at the same time. She was good enough--and here's a huge compliment coming--to have been an Active Parenting leader. In fact, at one point, as the passive father is learning to be more involved, these words appear on the screen: "Father is becoming a more active parent."

Although I'm not a big reality TV fan in general, I think these two particular shows can be of real value to a lot of parents. They provide useful information and teach good parenting skills. Let's face it--if it works with these dysfunctional families, these skills will probably work for you, too!

And here's the good news: you don't have to be on a reality show to learn effective parenting skills. Parenting classes are available all over the country. You can watch the videos, consult with a parent educator, and share ideas with other parents just like you. To find one in your community, check with your child's school guidance counselor. Many classes are also listed on our web site.

But however you decide to improve your family life, please keep making the effort. Parenting is not the only influence on a child's life...but it's the one you can do the most about.

Author: Michael H. Popkin, Ph.D.
Dr. Popkin is a former child and family therapist in Atlanta. He founded Active Parenting Publishers in 1983 to help parents raise responsible children who are able to face life's challenges. His free, online "What's Your Parenting Style?" quiz is a popular way for parents to spot the strengths and weaknesses of their style. http://www.activeparenting.com/parents.htm

Why Your Child Suddenly Doesn't Like School

So you are excited and nervous, next year your child will be going to Kindergarten! However, when you talked to him or her they tell you, "Mommy and Daddy I don't want to go to school!"

What happened? Wasn't it just a few months ago they said they wanted to go to school? The tips preceding this will help you find out why the change in attitude and what you need to do to get them excited again about school.

Did you change daycares or caretakers? Sometimes when you change the child's environment the people around them may not be enriching your child's mind or encouraging him or her when they make strides in their development. Is there a bigger child bullying him or her? Are their children making fun of them? Is he or she spending a lot of time playing alone? Find out what is going on at their pre-school.

Have you recently divorced or separated from the child's mother or father? If so, he or she may not want to go through another separation by being apart from you. Going to school may make them feel as if he or she is alone. Talk with your child's teacher about what you have noticed with your son or daughter. He or she may have some great ideas to help you with your child's behavior.

Are there negative images, people, places, or things around your child? Television, radio, and music can play a significant part in how a child views his or her world. Pay close attention whether what they are seeing or hearing is affecting their behavior.

Do they have a bedtime schedule? As crazy as it may seem, not getting enough sleep can make anyone's behavior distorted. He or she may have had bad dreams; for example, about other children, riding a school bus, or sitting in a classroom.

Have you recently had a new baby? Sibling jealousy is very real. Preschoolers can be envious of newborns. They may do or say negative things to get attention.

Has someone recently become ill or died? Depending on how close they were to the family member or friend, they may not want to attend school because they fear that you will leave them too.

Once you have determined why your child has had a change of heart about attending school, make a list of things you can do to make school fun again. Think of things you did or didn't do to promote education. Did you read to your child? Take them to fun places where other children were present? Did you let them visit a school? Show fun videotapes on going to school? When your child talks or hears about school, does your family say positive things about it?

Everyone will need to be a part of this intervention to get your child to like school again. Find workbooks, coloring books, and crafts that will promote early learning. Don't stop encouraging your child to want to learn, and interact with other children. However, if school is nearing and you have done everything consistently and got others involved to encourage your child, you may want to have he or she see a child therapist. They may be able to uncover some things happening with your child that you may have overlooked.

For more work by Nicholl McGuire, see http://whenmotherscry.blogspot.com 

Financial Mistakes that Could Ruin Your Child's College Experience

Whether a child is the first to attend college in the family or the 41st, there is one major area in his or her life that will be dramatically affected by what parents say or do. This life experience involves how your child deals with his or her finances while attending college. Without effective parental planning, wisdom, patience, and most of all money, your child will most likely not complete college for reasons other than being unmotivated, distracted, or disinterested and they will have you to blame.

The following financial tips have been provided based on reasons why some people leave college and to help you evaluate what you have been saying or doing that may be causing more harm than good.

The worst mistake many parents do is send their children off to college without a college savings plan, sufficient grants and scholarships to help foot the bill, and no financial contribution from the family. Why encourage the child to go to a four-year university that you know you can't afford?

Parents will also make the mistake of not bothering to research other schooling that may be more affordable for all. Although college is a great choice it is not the only choice. There are trade and business schools that have programs that complete in months rather than years. Know where they are, how much they cost, programs offered, and whether your son and daughter would be willing to attend one of them. If he or she isn't paying for college, they may not have a choice.

Co-signing on loans has put a strain on many relationships between parents and children. Why allow them to take out loans knowing you nor they won't be able to pay even the minimum for a while. Deferring the loans also known as temporarily stopping payment until he or she can pay only allows the loan to accrue interest.

What about opening a credit card account for your child? If it isn't absolutely necessary, don't do it. Instead, purchase a debit card for him or her that gives you greater control over their finances until they show they are responsible. Although they can still open a credit card account on their own, be sure you remind them what will happen if they don't meet the payments each month. Talk to them about their credit report, credit score, and how it affects their future purchases. Show them how to use credit cards to build income like starting their own business, buying property or investing in mutual funds. When you encourage your child to use credit cards to pay for groceries, entertainment, rent, books, and transportation, you are teaching them that everything is an emergency no matter how small.

The time will come that you will grow tired of sending them money and will want them to get a job. If you want them to work while attending college, be prepared for them to reduce the amount of classes they take. It is rare for a college student to work a college work-study, a full time job, and carry a full time credit load, most often there just isn't enough time in the day to do it all. If you know that you don't have any intention of helping your child with their bills while attending college, then at least keep your eyes open for employers in your area hiring. Review his or her cover letter and resume while providing suggestions. Send them a book of stamps or offer to mail their resume to employers.

Withholding money to get your children to behave may have worked when he or she was a teenager, but for the young adult it can only aid in bitter feelings. Find another way to send a message that you want him or her to straighten up when they are failing classes such as being silent. Your silence will make them feel you are disappointed in them and they will either respect how you feel and see that they get their work done. You may want to reduce the money you send, but don't cut them off completely. You don't want them to blame you for not being able to purchase a book they needed for class.

When you haven't been the best example with your finances, you can't expect your children to do better than you. Rather be candid with the mistakes you made and show them what they are doing that is causing problems now and in the future with regard to their finances. Be a fortuneteller and provide them with a crystal ball of what their future holds.

Why do parents expect their children to acknowledge family holidays even though they know their children have no money? Don't put that kind of pressure on them when you know that you are barely giving them enough money to buy their personal products. Tell them you don't expect them to buy anything during holidays.

Parents will expect their children to use their financial aid money for their basic needs, rather than tell them to save it and use that to make future payments on their tuition and/or books. What's even worse, some parents expect children to send some of their financial aid money to them.

You busy college student will need for you to make the time to teach them how to manage their finances. Don't do this until you have your own financial situation together. Remember to seek professional advice for matters you don't understand.

For more articles by Nicholl McGuire, Click Here!

Tips Of Positive Parenting Skills - Parenting Guidelines For Single Mothers

Raising children as a single mother is a challenge. There are moments when you find that your life is in complete disarray and your house is in complete chaos. This is the time when you feel that you lack essential parenting tips as a single mother. It is better to have such arsenal at your disposal before you land in such a situation.

There are numerous ways to deal with various age groups. Confronting strategies for toddlers differ with those for teenagers. Your 16 year old boy is likely to make fun of you if he is told to spend some time in a thinking chair as he is being obstinate, stubborn and aggressive. On the other hand a few minutes time out will do wonders while tackling a 4 year old. So to be successful as a single mother you should have a set of parenting tips for each group.

Material regarding good parenting skills is widely available. A number of genuine and self proclaimed specialists are also around. A list of websites, books and other means in this aspect would probably require paragraphs. To make your life easy I would mention a few here. You can start with a library or a book shop. Single moms bringing up toddlers and smaller children will really benefit from the Parents Magazine. Unfortunately the major content in Parents Magazine is aimed at married parents. Among the various books available, you should go through at least a couple of them. Those who like Dr. Fan will recommend you his books. Dr. Terry Brazelton is an authority on child behavior. He is a father as well as a pediatrician. Even though a number of his books may be out of date, the attitude of babies and other children has remained the same since long. Last of all "The Well Trained Mind" is a good choice for those who want to train their children early.

A number of websites and organizations are available to assist single mothers with parenting tips. A renowned group is Parents without partners. They provide a wide range of information for single mothers. In the UK similar information is available on gingerbread. Early Start and Head Start Programs deliver the same services in the USA. You may not be eligible for their preschool assistance, but you can participate in courses and seminars which they conduct on positive parenting. Last of all you can look for topics like single parenting and single mothers through any search engine on the internet and get the required information. So if you are a single mother in search of parenting tips now you know where and how to get the required information.

If you require some parenting tips just now I can give you a few basics. As an adult you should be in control. Keep yourself composed all the time. This may not be easy, particularly when you find green finger paint all over your kitchen. The moment you become angry and irritable, you lose your composure. Such a situation may make your little child scared. To be successful always be composed and exercise control over your voice and actions.

Discover ways to get help from single parenting support group and resource on single mother support when you visit http://www.singleparentingfordummy.com, the online single parenting support resources for dummy

Sound Advice To Help You Save Now For Your Childs Education Using An Education IRA!

This investment retirement account (IRA) is useful to you as an investor to understand because it may be a good way for you to save for your kid’s education AND save on taxes. These plans are now called Coverdell Education Savings Accounts in honor of the late U.S. Sen. Paul Coverdell. Individuals can make annual contributions of up to $2,000 per child into an account that's exclusively for helping to pay higher education costs. The money contributed to a Coverdell account doesn't count against the $3,000 ($3,500 if 50 and older) annual total individuals may contribute to their combined personal individual IRAs.

The earnings and withdrawals from a Coverdell account are tax-free, but you can't deduct the contributions from your income tax because the account is for the benefit of the child, not the contributor. This is great for parents who are good savers and investors who want to make an annual tax-saving contribution that they can invest in the stock market toward the education of a studious and responsible child. In addition, if your child received a Coverdell ESA distribution, you now can also claim Hope Scholarship or Lifetime Learning credits. Just make sure you don't use Coverdell money to pay for the same expenses you use to claim an education credit.

The beneficiary (your child) of the education IRA must withdraw the funds by age 30 if they don’t go to college and pay taxes and penalties on it. However, the account can be transferred to a sibling or the beneficiary's child if they don’t pursue a higher academic degree or use it all.

Once you have the account open you can use the stock market to help finance your child’s education selling the stock at a high price after you have bought it at a low price using the techniques that I teach you in my course “The Blue-Collar Base Bonanza – What the insiders [definitely] don’t want you to know!”.

About the Author
Dr. Scott Brown, Ph.D., the Wallet Doctor, is a successful investor. Dr. Brown holds a Ph.D. in finance. The Wallet Doctor is sought after for investment advice and coaching. For more information visit Dr. Brown’s site at http://www.BonanzaBase.com or sign up for his investment tips at http://www.WalletDoctor.com

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